Financing

Commercial & Business Financing

At MS-Business & Payment Services, we specialize in helping businesses grow through tailored financing solutions. Whether you’re looking to purchase real estate, refinance your current property, or secure working capital, we offer a range of loan options with competitive rates designed to meet your specific needs.

Financing Options:

• Real Estate Loans: Purchase or refinance commercial property.

• Business Lines of Credit: Perfect for working capital, equipment financing, renovations, expansions, opening new locations, or increasing inventory, marketing, or sales.

Business LOC - Loan Guidelines:

• Must own the business for at least 1 month.

• Monthly minimum net sales of $17,000+.

• Must have a brick-and-mortar establishment.

• Minimum credit score of 551.

• No bankruptcies preferred.

Business LOC - Loan Terms:

• Loan amounts up to $1.5 million.

• Fixed loan terms up to 36 months.

• Interest-only options available.

• Fixed weekly payment plans.

Business LOC - Benefits:

• Loan amounts are based on net sales, not tax returns.

• Limited documentation required for faster approval.

• True bank loan – interest is tax-deductible.

• Low credit scores accepted (as low as 551).

• Soft credit pull only – no hard inquiries.

• Receive funds in as little as 15 days.

• Specialty for Restaurants: Proud to work with the #1 restaurant lender in the U.S.

REMEMBER,

**Banks often don’t lend during a crisis, but we’re here to provide reliable financing solutions to keep your business growing.

**THE BEST TIME TO GET A LINE OF CREDIT IS WHEN YOU DON'T NEED ONE!!!

Let us help you secure the funding you need to grow and manage your business.